What is a Personal Data Store?

A Personal Data Store or PDS helps you gather, store, manage, use and share the information you need to manage your life better. It provides you with tools to control what information you share with which people and organisations, when.

How a Personal Data Store works

Currently, to buy something online, you have to fill in a form on your supplier’s website: name, address, card details etc. Then, if you want to buy something from a different supplier, you have to repeat the whole process over again.

With the Mydex PDS, you keep this information on your own ‘database’. So, for example, you have your ‘data field’ for ‘address’. If you want to buy something online, instead of having to type your address out again and again each time you do a transaction, you just ‘click’ on it to share.

The more data you add to your Personal Data Store, the more things you will be able to do with it. Say, for example, you need to apply for a parking permit. You’ll need a vehicle registration document, a certificate of motor insurance, and proof of address. You will be able to store all this information on your Personal Data Store – with verifications from the parties concerned that this information is correct. If your local council has got the right systems in place, you will then be able to share the relevant PDS contents or verification with your council on the click of a button.

The same goes for all sorts of personal details: your National Insurance number, your blood type, how long you have lived at your current address, your computer’s serial number. The list gets pretty long pretty quickly!

The data itself sits in an individual data store on a secure server and can be accessed using a variety of devices such as PC, Mac or smartphone.

There are many different examples of the uses Personal Data Stores can have for individuals, click on any of the links below to learn more

Car Ownership Managing Utility Bills Completing Tax Returns
Higher Educations International Travel Online Shopping

 

Looking to the future

The organisations you deal with may automatically populate your Personal Data Store with details as part of the transaction if you choose to allow them to do so. When you make your purchase online for example, the date of the transaction, the value, product or service purchased, serial number, guarantee, etc. can automatically get stored on your PDS for future reference.

  • Some organisations may go one step further and hand back to you data they have collected about you: your previous purchases, for example.  One major UK supermarket chain has announced that it is going to give its loyalty card holders access to their data and provide games and other applications to enable the customer to get more value for themselves from the information the company holds about them.  Such an approach is actively supported by the government’s midata initiative, run by the Department for Business, Innovation and Skills (BIS).  Midata aims to empower consumers by giving them access to data about how they interact with the companies they use, allowing us all to view, access and use our personal and transaction data in a way that is portable and safe.  See Consumer rights and issues on GOV.UK for more information.
  • On request, organisations will supply your PDS with certificates and verifications relating to specific data or facts about you which can be used in a variety of ways. For example, when applying for a bank account or something like a parking permit, use of your PDS could remove the need for you to provide paper documents or physically having to visit somewhere with them.
  • You will be able to specify which organisations you want to receive communications from, how (e.g. email or post?), about what (‘tell me about cookers but not fridges’), when – and you will be able to change these settings at will.

Sharing information

Once the information is on your Personal Data Store, you may wish share some of it. The process is very simple. You choose which connection you wish to make with an organisation and then review the default settings for which pieces (fields) of data are shared (e.g. name and address, but not telephone number) and whether this is automatic or requires your permission each time. Some of these default settings may be optional; after making any changes you want to these you simply click ‘send’ to complete the connection.

That’s it. You don’t have to navigate your way to the organisation’s website or fill in a password and username. Once you have agreed to share information with an organisation, Mydex establishes a secure, encrypted direct digital ‘pipeline’ that connects your data store to their data systems.
Remember, you are in control. You decide what information you want to share with which organisation. Mydex’s job is to make this information sharing easy and safe.

Staying in control

Currently, when you buy something online, to complete the process you have to tick a box saying something like ‘I have read and agreed to the terms and conditions’ .

Mydex turns this on its head: before you share any information with an organisation they have to sign your terms and conditions, designed to protect your data and your privacy. Any organisation that has connected to the Mydex platform will have signed the terms of the data sharing agreement.  In addition, you will be able to store a record of your online purchases from any organisation (including those not connected to Mydex), together with links to any relevant terms and conditions you may have agreed to.

Your Mydex ID as a Valuable Digital Passport

Once you have a Mydex PDS you will also have a corresponding unique Mydex ID.  This is your ‘digital passport’ to help you move between boundaries and across borders in the online world.  One day you will not need fifty different email and password combinations as you will be able to use your Mydex ID to access other services that recognise your Mydex ID as proof of who you are (just like the way you can use your social networking ID to connect to other sites) Unlike a social networking portals the information associated with your Mydex ID and contained within your Mydex PDS exists solely for your benefit, rather than that of the portal owner.  It is entirely under your control and has the benefit and value of being able to help you populate data and share it more widely when you want to.

For more detail on what Personal Data Stores do, click here